Water damage can occur in many ways in your home. Whether it is a burst pipe, a leak from your refrigerator or freezer, your house is flooded due to weather conditions, and more. It is important to understand what type of water damage is covered under your standard home insurance policy. Not all water damage […]
When we think of an issue that may arise by being a homeowner, many people wonder if their problem can be covered by insurance. My House Has a Mold Issue, Am I Covered? If your home develops a mold issue, is it covered by insurance? The easiest answer is most likely no. Most mold issues […]
You have many coverage options when it comes to purchasing auto insurance. Some people choose to have the state minimum requirements, while others want more coverage protection. If you are looking to lease or finance your next vehicle, it is important to understand you most likely will need specific auto insurance coverage. State minimum requirements […]
Prepping your home in the event you lose power or a natural disaster strikes – We all know the importance of being prepared, but what percentage of us actually do the prep work? A good way to ask yourself if you are prepared is to assess what you have on hand now. If a disaster […]
Many people prefer to host a New Year’s Eve party instead of going out to celebrate. If you plan to gather with friends and family at your house, there are a few things to keep in mind when it comes to being a host. Watch how much alcohol you are serving your guests Not only […]
The holiday season tends to see some of the biggest crime waves throughout the year. Here are some things to be aware of when it comes to lowering your risk for theft this holiday season. Vehicle Break-ins: Nobody wants to have their vehicle broken into. Not only does it cause a major inconvenience, but it […]
As the temperature continues to drop this time of year, humans aren’t the only ones seeking warmer areas to rest. Mice, rats, and other rodents move indoors this time of year to nest as well as look for more food sources that may be stored. It is your responsibility to protect your house from rodent […]
Insurance premiums are calculated based on how much it will cost to replace or repair your home or vehicle as well as your overall risk. Your overall risk is broken up by several factors that can impact your auto insurance such as your driving record, claim history, your age, credit score, zip code, the make […]
If you are a millennial, there is a good chance you rent a home, apartment or condo. According to surveys, up to 70% of millennial renters do not have renters insurance. This is an alarming statistic. Whether you are a young professional or finishing up your college degree, every renter should have a renters insurance […]
When it comes to insuring a vacation home, the insurance landscape can look slightly different from that of primary homes. While the risks are relatively similar, you’ll find that some added perils come with vacation homes. These risks vary with how you intend to use your second home. Personal Use If a vacation home is often […]